[Spicole]

I think it becomes an EV evaluation, with the players considering the risks and rewards. Depending on the stack sizes, skill sets, and blind structures at the time of the proposed deal, the players may be very much at the mercy of the cards and are interested in sewing up a nice payday.

The objective isn't necessarily to do everything to finish first. Making a deal and lining your pockets with an acceptable amount of cash is certainly a fine decision.

That said, if you are asked to make a deal and don't want to do it, you certainly have every right to say "No". I'd support any player in that position.