[iceman5]

Theres nothing stupid about a bank putting a 7 day hodl on a check for a few $1000.

They need to verify that the money is in that account before they give it to you. Pretty simple concept.

If you take it it a banks branch, you shouldnt have a problem getting the cash right there even if you dont have an account with them although they may charge you a fee.

If the drive is 2 hours, I would call ahead and verify that theyre gonna cash it but Ive done it before so I doubt it will be a prob.