[BotOnTilt]

I've been using Moneybookers because Savvy allows you to take your bonuses directly as moneybookers deposits i.e. I don't need to "launder it" through poker room gift certificates.

I don't think the transaction time differs regarding your e-wallet, I just think different rooms have different processing times. For instance it took a few days to get my money of Party and Empire, but subsequent withdrawals from Empire has taken less than a day. When I withdrew my money from Carbon last Friday I didn't receive it until Wednesday. Of course deposits have been instant.

About what to do with your points... I guess that depends completely on what you want. I have been using some points for Amazon gift certificates and software. Also note that the value on some gifts may be larger than the value of points, like the Nevada Jacks chips and Stox Poker membership.