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Old 11-12-2007, 07:49 PM
gull gull is offline
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Join Date: Sep 2006
Posts: 981
Default Re: Once Roth is Maxed out...

Lump summing is ideal.

While it's true that DCA has lower variance, it also has lower returns. If you want lower variance, lump sum into a more conservative portfolio instead of DCAing.

DCA is an inefficient method that makes no mathematical or logical sense. The only reason people use it is for psychological reasons.
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