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Thanks, psandman, I should have done a search before posting my question about the rake. I went to Florida's official website for state statutes at
http://www.leg.state.fl.us/statutes/index.cfm
I don't see anything in Chapter 849.086 about a maximum rake, just that it has to be clearly posted. I guess even dealers aren't right all of the time.
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I want to clarify, thgere are also adminstrative regulations. I looked for those, but they are more difficult to search through. I saw a regulation about the rake-ff but it didn't set a maximum. However it is possible that there is a regulation out there setting a 10% max and I missed it.