[eggzz]

Yes, thanks guys, I have been with this employer for 9 years, and have been fully vested since year 5. I should also add that this is not a publicly traded company, therefore I don't own any company stock. They have a good array of funds, currently I'm in 4 different fund families, 30% International, 30% small cap, 20% mid cap and 20% large cap.

I love my XOM account too, every time I send them a check for $200, in my mind, I picture to myself that I just bought four barrels of oil.

I think I'm going to ramp up my 401k percentage to around 9% for now, and anything extra will probably go to the Roth IRA.