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Old 03-18-2006, 07:44 PM
ColdCaller ColdCaller is offline
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Join Date: Nov 2005
Location: [censored] beedogs
Posts: 2,272
Default Re: Credit Management

Credit counseling services are nothing more than shill setups by the banks who control the major credit card operations, calling themselves "non-profit" to attract people to do this rather than bankruptcy. In many cases bankruptcy is less damaging.

I have a lot of charged-off accounts that I repaid in full, and I promise, credit counseling would make it even worse.
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