[neuroman]

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PITTM and Henry,

Should my dad ask the driver to provide a letter saying he will pay for damages?

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This is a very good idea.

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No, this is a TERRIBLE idea. A letter is an empty promise to pay and does jack [censored] for your dad, unless he's going to sue the guy in small claims court.

Your dad should simply get an estimate, or two if he likes. The driver at fault pays him up front with a check, if the check bounces you go straight to the insurance company.

If the repairs are more than $1000, the driver at fault is probably better off not paying and just taking the insurance hit.