Utah,
What you're asking about -- Structuring, i.e. specifically arranging transactions to avoid the Bank Secrecy Act -- is a very serious crime, with very serious jail time and/or fines attached.
http://www.law.cornell.edu/uscode/ht...4----000-.html
The Bank Secrecy Act makes a Suspicious Activity Report mandatory on anything over 10k, but with BSA SAR procedures in place, if you pull out 50k in a weeks time no matter how you do it, you're going to get a SAR filed, even if you (illegally structure to) make transactions of 5k each.
Short, direct answer: if you're pulling 50k out of your account this week, you're getting a SAR filed, no matter how you do it.
But if you're regularly traveling to Russia you're already on the terrorist list anyways, so its not exactly the top of your worry list. [img]/images/graemlins/wink.gif[/img]
-P