[Synergistic Explosions]

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AP offers 10% interest on account balances.

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Generally when financial institutions bump their yield on deposits well beyond market rates they are in the midst of, or anticipating, a liquidity crisis.

You will be hard pressed to generate a 10% annual yield on 30 day termed loans in even the "junkiest" of emerging markets.

Hell, the Sudanese Government might be offering a lower yield on similarly termed loans.

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Yes, my feelings exactly. It's time to be cautious with your money at AP IMO. To many warning signs that something else has gone awry.

In light of the recent security breaches and insider led cheating, I think the audit should include a review of where exactly their customers account balances are placed, as well as determining if there is at least 100% of the account balances in these accounts. I don't think this is unreasonable considering the extent of the security breach by highly trusted people associated with AP.