Re: How to get out of debt....HELP!
1.) get a second job
2.) find a CC that has a 1 year/0% interest rate on balance transfers. tranfer your balance to it and pay it off ASAP, put every single penny into it....paying just the minimum is a waste of time. (dont get a bank loan!). pay cash for anything u want from now until u pay everything off. after you pay it off, cancel the card with the 0% rate. you CANNOT miss any payments on the card, if u do, they jack up the rate.
3.) stop spending $$$ on frivoulous things...going out drinking, titty bars, expensive things....moms cooking sure does taste good....and its FREE
4.) the most important thing to learn....DONT USE CREDIT CARDS!!!!
its gonna be painful, but having no debt feels like a million bucks (trust me, i know)
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