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As an aside, I also qualified for a $50k business credit card from Capital One but couldn't bring myself to use it as the interest rate was 12% and it seemed too much hassle for the excess returns. But I wonder why a professional player wouldn't use something like that to help ride out bankroll swings and move up faster.

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It's basically a myth that bankroll constrains a pro poker player. Generally skill is a far more limiting factor. By the time you have the skill you have more than enough roll.

Krishan

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You have to be the laziest Mo Fo around for this not to be true.

Or possibly, you pissed your BR being a degen in some other area of life. Even then you can grind it back from $100 in a month or two.