Re: shared bankroll - need to divorce!!
You don't even need to give a why. Just be nice and say you think it's a good time to chop it up and offer to let him keep the current account name or whatever it takes to smooth it over.
A good resolution is good for both in this case, more pressing for you it sounds like.
If you have both carried the account in terms of the workload/ winning at times he shouldn't have a complaint unless he sees you as a bankroll booster right now, in which case it may not go smoothly but you need to get the hell out of the arrangement anyhow.
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