[Slow Play Ray]

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Is owner's title insurance really worth the cost?

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Yes, absolutely. Also, it is standard for the seller to pay the premium, which makes it free to you, the buyer!

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Actually, I'm not sure how standard that is. In Georgia, its standard for the Buyer to pay the premium for the owner's policy (and the lender's policy, of course).

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I talked with my real estate agent/sister and she said that's not standard practice in Massachusetts.

Anyway, we elected to get it (well actually the woman did, I was willing to play the odds).