Re: Should I be worried about this debt?
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In essence then, the blame falls sqaurely on me? The bank is in no way responsible for allowing the bad check to clear?
GOD [censored] DAMIT. How bad will this hurt my score? And for about how long?
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While it does suck that you got scammed, and ultimately the scammer is to blame, you're also lacking huge common sense skills. were you really under the impression this whole time that it was the banks fault and would just go away?
knowing nothing about banking, but using common sense, you can:
1. not pay. this will make your credit and financial dealings suck more.
2. pay. they'll probably let you repay less than the full amount, over time, and it will make your credit and financial dealings suck less.
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