[danielkomen]

I never in a million years would have thought that my money in my pokeraccounts or neteller was safer than my money in a US bank.

Sure I shouldn't have kept that much money in one spot but I was transferring money for my business. I actually had had a lot of money in Paypal and was moving it through my bank account to disburse it to my partners. I remember thinking when I was moving it "I don't think my money in Paypal is insured."

You said the FDIC often gives back more than the $100,000? Do you have any stats on this? They've already given back 50% off the amounts over $100,000 which I was told was very unusual but I'm trying to figure out how much I might lose.