[APXG]

just stay at penn state, raise your gpa as much as you still can (should be easy if you're past the 1st 2 years of random bs classes. before you graduate, study finance 5 hours per day, breeze thru the cfa type independent exams when you're eligible to take them, and apply for jobs -- your lack of finance degree will be compensated by tremendous knowledge of finance in interviews and backed by the cfa crap people like to see. if you don't get any offers you like, go to grad school, get a 4.0 in finance to fully erase your weak undergrad credentials, and combined with knowledge you'll get a better job than you can currently dream of.

if youre too lazy to do any of that and instead you just wanna play football and drink budweiser everyday like most americans, then just study accounting, make 50k per year, and be happy. finance jobs in usa will be much tougher to get in 2-3 years anyway(and they're already a huge glut), so you may as well forget about them right now if you're gonna be mediocre.

the best option of all would be moving to china with whatever degree you get, but that likely also doesn't apply if you are a typical american and want to continue being one.