[john kane]

polkaface, it's roughly $100k in savings and $55k in everthing else.

i did my numbers a bit wrong i think as i wasn't sure how to take into account my $25k student loan.

i'd like to think all my investments are very high returning with a decent chunk of risk, but imo the short term risk is low enough and the long term risk is minimal, so should be very good investments.

the CD cycle looks very interesting, ill look into that.

krishan, the sports betting tips are from a site i paid $2k for, they list all there results for the past 3 years or so and so far this season have done very well (8 right 1 wrong on a 2:5 odds basis generally). the past years have varied for 100%+ to 12% returns. got to hope i get lucky.

i'd like to get some retirement action going, but right now number 1 is getting a place to live, i'll be putting in max retirement contributions when i start work which'll be matched by employers.

newt buggs, i just not a fan of index funds, i've read too many stories about recessions, only if it were for 10 years+ would i do index funds, and i don't have enough money to do that.

thanks for the replies, interesting to see other peoples' allocations.