[prohornblower]

My gf and I are 28 and here is our allocation:

Retirement (401k, IRA, RothIRA1, RothIRA2) 40%
Short-term savings (5% e-savings) 43% (This is for a home purchase in 2-3 years).
Mutual funds (may or may not be used for home): 6%
Bank account: 4% (usually lower, like 2%)
Cars (two old cars): 6%? Might be lower.

Debts: 2% car debt that will be gone by payday Monday. [img]/images/graemlins/cool.gif[/img]
Also Student Loan debt equal to about 12% of my net worth.

I could obv. pay it off tomorrow, but the rate is low and they're easy to work with so I'm not in a huge rush. I think I'd rather have more capital for a house downpayment in a couple years, then finish off the student loan.