[Pokeraddict]

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(I may add that it might be in your habits to cheat, rob or whatever you want to call it, but not in mines)

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I think this is where the problem lies. Just because you would not abuse the system does not mean others would not either. Fraud is a much bigger problem in the industry then most think. Abusing a cashback now system would not be fraud in most cases but it could certainly be used to abuse promotions if they absorbed the end of month negatives. The $4000 chargeback is an extreme example, a better example would be the large deposit or plasma TV.