[MrBlue]

Schwza,

I have this checking account but have not used their ATM card nor written a check. I use it primarily because I have a brokerage acct with Schwab which makes transferring money between the two instantaneous instead of waiting 1-2 days for it to transfer out of my B&M bank. Cash in the brokerage acct collects like 1% interest so I just keep it in the checking acct until I want to buy more stocks.

AFAIK, the brokerage and the bank are 2 separate entities. The statements come separately and always says Schwab Bank on the checking account statement.