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The 1st one is a standard garden spider. They get big but are harmless to a healthy person. I'm not sure about the 2nd one.
There's only 2 spiders in GA that you need to worry about. They are the Black Widow and Brown Recluse. Both of them can cause serious damage.
I've already posted a pic of a Black Widow.
Here's a Brown Recluse. If you want to see what kind of damage it can do, google(image) it. Some of the pics are nasty. I hope you don't have a weak stomach.
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I prolly shouldnt have googled that [img]/images/graemlins/frown.gif[/img]