[CSguy]

I'm an independent web developer and get my insurance through "Golden Rule". It could be a decent alternatively if you wanted a little bit more. I pay about $100 per month, have a $2500 deductable, get some dental/eye coverage, and get like a 50% discount on doctors visits and medicine. (the discount varries doc to doc, medicine to medicine)

If you are as healthy as you say, this is probably not the route to go. But if you go to the dentist twice a year, have eye glasses, and go to the doc once a year, this is a good plan.