[CrMenace]

You'll hit your flush or straight 54% of the time by the river, so presumably you'd be willing to go all-in. There's some chance he has a bigger FD or has a set and hits a boat; There's also some (increasingly unlikely) chance that you spike a J and bet his T. All of these possilibities aside, it looks like you have a neutral to marginally +EV situation. I'd probably stop once you are heads up.