[guids]

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I don't keep receipts, but I use MS Money and it downloads all of my checking account and credit card transactions automatically and categorizes them for me. Very little effort on my part and (if I wanted to) I could very easily generate some pretty detailed spending analyses.

I can't imagine living without some type of personal finance software, although I might be more anal than the average person.

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I do this also, I also put my credit cards, cash etc in there too. At the end of the first month your jaw will drap at how much money you waste, and then it became a game for me to see how low I could keep expenses on stupid stuff, so i have more money to spend on nicer things.