[fraac]

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Meanwhile your point about your risk tolerance being decided by age 15 is true but unacceptable. There is a theoretically correct risk tolerance. And if your own personal psychology pushes you too far away from it in EITHER direction, it behooves you to try to change.

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Isn't this like the probability machine not being able to predict you? You're inside the system being described. If I've learned anything it's that you can't change who you are, but maybe you can accept it better and not be distracted by image concerns. I don't know if that's +EV or just feels it.