good stock/bond mix?
i know this is a complicated question but i'm looking for a very simple answer. what kind of mix should i have in terms of stocks vs bonds?
here is my approximate current stock/bond breakdown:
- 40k in retirement funds (all international stock index funds)
- 100k in regular stock funds (mostly US index)
- 60k in massachusetts tax-exempt bonds
so total is around 70/30 right now.
i'm 27 now and i'm probably going to be using a chunk to buy a house at some point (maybe 4 years or so?).
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