[mtgordon]

lol. Seriously this is ridiculous. 60k in California means he isn't going to be saving very much. Assuming he needs to have 2M to retire (which probably requires him to move out of California so his cost of living is lower) he needs to get about 33% return on his investment for 10 years (assuming he saves 10k, 20k, 30k, etc 1st year, 2nd year, etc which I think is high as well).

Index funds FTW