[howzit]

on a personal note,

i'd prefer not to see my friends stretch themselves out to the limit. new york is one of the best places to live when there's loose cash to throw around. and although everybody i know has at one point overextended themselves/gone broke,
it really dampers things when we're all trying to have a social life.

it'll be laughable when your friends want to eat out but you can't unless it's a broker dinner...or travel overseas and you're stressing about the dollar moving against you or worse if your daughter wants something you can't provide because you're pinching pennies to live in a 1800 sq ft of opulence.

but that's just me. liquidity really helps me sleep comfortably at night.