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Old 08-01-2007, 06:18 PM
slickpoppa slickpoppa is offline
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Join Date: Aug 2004
Posts: 5,588
Default Re: Debt Consolidation Loan? Student w/ 10k CC debt, but about to make

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My credit is really good considering

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Are you sure? Have you checked your score? If not, go to www.freecreditreport.com and get your score. I'd be surprised if your score was that good given that you have 6 maxed out credit cards. One of the components of a credit score is your available credit to debt ratio, which in your case would be pretty bad. I not sure what to suggest other than maybe trying to put in an app for a 0% APR card through your bank. I think banks are more willing to extend credit to their customers because it is easier for them to foreclose on your checking and savings accounts than it is for outside lenders.

I suggest posting in the finance forum of www.fatwallet.com . There are a lot of people in there who know their [censored] when it comes to credit cards.
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