Re: Should I diversify and/or add to my 401k?
It wouldn't be a bad idea to save more for emergencies. Figure out how much you would need to live for 6 months if you lost your job and that should be a nice cushion. I keep mine in a 5% savings account. Don't give up any company match to do this though.
Further diversification in your 401k would also be a good idea. I don't really know anything about these specific funds. Are they actively managed or based on an index? You might want to mix in something foreign. Dividend Growth and Equity Income also sound interesting. [img]/images/graemlins/smile.gif[/img]
After you have saved up your emergency fund, you should consider contributing more to your 401k. I don't know how much you make, but if its a standard salary job ( < 100k), I would want to save more than 4% + 4% company match. The more you save while you're young the more powerful your compounding will be.
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