[SackUp]

Don't buy new. Getting a 1-2 year old car with low miles and a remaining warranty (or a certified car with a longer warranty if possible).

There is hardly any reason to pay for the out the door depreciation of new cars. Used cars offer the most value and many offer everything you could find in a new car.

Your range of cars will expand greatly if you look for used as well as tons of used cars are under $20k.