[DMoogle]

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Well if you couldn't, your friend couldn't either, right?

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In this case, my friend would not be a US resident and would have a bank account set up in another country (say Thailand), so the laws would be different.

If I took a check and it was denied by my bank, what then? Could I sign it over to a foreign friend and have them deposit the 3rd party check or just redeposit in into FTP and try something else?

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I don't think you would have trouble with it being denied (I don't think there have been any cases so far with FTP checks having problems depositing), but you should e-mail FTP and see what they say.

Also, FWIW, I requested my first check ever a few days ago and it got approved today. I'll see what happens when I receive it and try to deposit it.