[Hallett]

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is there a way to avoid getting ripped off? My party account is in USA and usually im withdrawing by my visa card.

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I have always found their rate to be decent, but not as good as stars. If I was cashing out tens of thousands, I would care, but by converting my money to CAD, they are doing me a service, and I don't mind paying. What I usually do before a cashout is go to the currency converter on Yahoo, and compare. Most banks have a buy and a sell rate, the difference or "spread" is their profit. I have no problem with them making a small profit for me. I bet if you compare the rate Party charges to that of Yahoo, and add a 2% spread on both sides, Party is reasonable.