Re: Rollover IRA Question (x-post)
Generally, IRA's will have more options than a 401k plan. For example, my 401k plan does not have any REITs. Only 2 international funds. Only one Large cap value fund. Etc.
However, if you only have a little to rollover (you said $3k?), then just to eliminate the hassle of having two accounts, you might want to just rollover your old 401k into your new 401k when you're able to and not establish an IRA.
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