[joey_joe_joe]

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There was a story going around about a woman who worked for American Express who got her entire honeymoon (a cruise) for free, because she always kept the signed copy of her receipts and gave the merchant the copy. When she got home she disputed every single charge. Often times a threat of initiating a chargeback is enough to get most companies to refund your money, a merchant is charged $25 just to have a chargeback initiated against them, so if you want to dispute a $19.99 CD purchase, they are way ahead just to give you your money back.

[/ QUOTE ]

I'm so glad worthless pieces of [censored] like this make it so difficult for me to get a valid chargeback when I actually need one.