[Shoe]

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I definitely agree this loan is "thinking outside the box"

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Dude, seriously what the hell are you talking about?

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But please provide me with some calculations on how much I would actually be losing out on. I don't think it would be more than 2-3k over 3 years maximum on average. And that is worst case scenario.

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Again, I have no idea what you're talking about, but if you think losing 2-3k is the worst case scenario here you might actually know less than I was giving you credit for.

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I'm talking about worst case scenario on average. I could always run bad and lose more.