Re: Do you use a financial planner?
Only if they're paid for their time and not on commisions.
My father is a retired financial planner and was honest and respected by his clients. He never followed his own advice as ties and regulations prevented his clients from getting the best products - even if they did get a good service.
Unless you know nothing about personal finance, I'd suggest you do everything yourself as you probably know just as much as them anyway... and you can save a packet in the long run.
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