from (
http://www.fatwallet.com/t/52/725817/ )
* No account minimums
* Free checks
* No monthly service charges
* Free bill pay
* No ATM fees
* FDIC insured
http://www.schwab.com/
yahoo article
err, looks like the account minimum is 1k unless you have a schwab brokerage account. But 1k isn't too much.