[dp13368]

Great topic...I am also a personal finance nit. I have MS Money 2007 but don't use it much.

I use yodlee to track basically everything.

I use ING electric orange checking (4.0% on checking) but barely keep any money there and ING Savings for my emergency fund. I use my 2 main credit cards for basically all spending (American Express Starwood for travel resorts, hotels, frequent flier miles) and Chase Platinum Plus Rewards (5% cash back on all purchases) and then wire money to pay them in full each month.

I use vanguard for my Roth IRA and regular mutual fund purchases, and use Scottrade for individual equity and ETF holdings.

For asset allocation, I am about 90% equities and 10% bonds currently with 30% INTL exposure in the form of Latin America, Asia, and western europe emerging/developing markets.