[sterbz]

Not sure if I'm the exception or if others just haven't spoken about "good" experiences, but it only took 1.5 business days for the "new account" microdeposits to hit my bank account (small credit union). I literally signed up at 9PM on Tue night, and here it is 10AM on Thu morning and the deposits are viewable on-line.

Also, I know I can load at least $500 with only a $5 flat fee. So the $5 per $100 loaded doesn't appear to hold true either. It was my understanding that it would be $5 per $100 loaded for the first load, regardless if you used a CC or your bank account.

I can only hope the rest of my experience w/ epass goes this smooth.