Re: Advice on my first portfolio
EFA - Better(Lower ER) International Funds out there. FSIIX for IRA or VGK+VPL for taxable.
VWO - Your concentration is too high here, IMO. The only reason to own emerging markets is for non-correlation with other funds(see Modern Portfolio Theory on wikipedia for more info). Ceteris paribus, they have poor risk/reward attributes relative to say a total stock market fund.
QQQQ - Redudant, why do you want more tech exposure?
EFA - Unnecessary, don't chase past returns.
VNQ - Make sure you don't have this in a taxable account.
IMO, You want a Large Cap Blend(like VV) or Total Stock Market(like VTI) fund as the core of your portfolio. Not to bust balls, but your allocation looks haphazard.
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