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They said I have to wager an additional $4,000 to withdraw my full amount.

I could save the $550 that they won't let me withdrawl until football season, but there is 2 problems. 1. What if by then, the UIGA is in full effect, and the money in online sportsbooks becomes "frozen", like the Neteller debacle. 2. What are the chances of me turning $550 into $4000. I would say about .000001%. Even the best sports bettor would have a hard time doing this.

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You don't have to turn 550 into 4000. All you have to do is break even. Lose 2000, win 2000. Withdraw.