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Old 03-29-2007, 08:18 PM
TLC TLC is offline
Senior Member
 
Join Date: Aug 2003
Location: Virginia
Posts: 106
Default Re: Cold Feet - Investing for Retirement

Unless you are immediately vested in the matched funds, I would advise you to "discount" them somewhat when calculating your overall asset allocation. In other words, since the matched funds represent 28% of your 401(k) and ~18% of your total 1st year contributions, your REIT allocation in your ROTH may prove to be closer to 41% than 33%.
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