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direwolf,
you know how when you buy stuff with cash, and you get change back, and a lot of time there are singles in it? now think of all the stores that need those singles. ALL OF THEM NEED SINGLES, and they all get them from the bank.
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Uhhhh, why couldn't they have gotten them from other people?
I know what you are saying, but so far i have seen nothing to conclude that outgoing rates must be greater than incoming rates. Even if this is not occuring today, i still don't understand why it couldn't happen at some point,
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