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(This is not my idea. It was originally posted by shawny boy in
this thread about a poster who was hacked.)
A key fob is basically a little key chain with a digital display. The display shows a number that changes about every 30 seconds, and in order to log into your account someone would need your screen name, password, and this number.
So, a keylogger would no longer do anything because the hacker would only receive your username, password, and a number that's no longer valid. We also wouldn't have to worry about letting our friends use our computers, as long as we don't give them access to the key.
It sound like it might be really hard to implement, but PayPal's offering them to clients for $5 each, so it can't be that hard. (
link)
Is there any reason why the poker sites shouldn't be working to implement this as soon as possible?
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There is absolutely no reason. But it really should be something that is widely sold in stores, then registered with whatever accounts you want to protect. There should not be individual ones for every service that wants to be more secure.
So you could have you one unit with a unique serial or other address then you can register it with PP, or FTP or paypal, or your bank or whatever