[jhall23]

Got my card in the mail today. My first deposit onto MyWebATM was on 2/9. Can't remember how long it took to get the money in and verify the micro deposits. I have successfully got money into FTP but haven't withdrawn yet. Since this is only for FTP I may close this down though since ePassporte is available at many sites. Will probabally depend on whether that monthly fee gets charged or not with a 0 balance.

In regards to the credit stuff, I don't think they run a full hard pull on you. They definetly asked credit file related stuff in the process, but I have this credit card fraud prevention on one of my cards that will give me an alert anytime something in my file changes and nothing has shown up for this transaction yet. It should have shown up by now.