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LOL. I will transfer $100 to your pokerstars account right now, or I will transfer $100 to your account next month. LOL.

LOL. I guess just flip a coin on which you want. LOL. There is no difference between these two options. LOL.

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If you don't have an urgent need for it then no there really isn't. And also if you're supernova then chances are you're earning the 10,500 points it takes to clear the bonus in less than a month.

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Yes, because to take advantage of this weekend's offer of a 30% reload bonus from site XYZ, I can just tell them I will be getting money from stars in less than a month. They should be okay with that, since they probably don't have an urgent need for my money.

Since you failed Present Value vs. Future Value, maybe you can comprehend "Opportunity Cost".