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LOL. I will transfer $100 to your pokerstars account right now, or I will transfer $100 to your account next month. LOL.

LOL. I guess just flip a coin on which you want. LOL. There is no difference between these two options. LOL.

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If you don't have an urgent need for it then no there really isn't. And also if you're supernova then chances are you're earning the 10,500 points it takes to clear the bonus in less than a month.