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Old 01-08-2007, 08:40 PM
Nicholasp27 Nicholasp27 is offline
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Join Date: Aug 2004
Location: Springfield
Posts: 24,908
Default Re: Choosing a credit card

first thing is to just get a card

one of the biggest factors in credit score is length of time...the younger u get a card and establish a history, the better

u can worry about getting a better offer later...just find one with no annual/monthly fee and no signup fee...this card u will keep open pretty much forever so u have a long credit history as u get older

start charging ur gas/food/etc on it and pay it off each month and they'll up your limit and u'll get better offers in the mail

then u can worry about which has best rewards/etc
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